Independent Mortgage Advisors

Which Type of Mortgage to Choose?

Choosing the right mortgage to suit your financial circumstances can be a tricky process. We’re here to help explain the pros and cons of the various mortgages on offer:

• Tracker-rate mortgage
• Fixed-rate mortgage
• Offset Mortgage
• Discount mortgage
• Capped-rate Mortgage
• Variable-rate mortgage

Why Choose to Remortgage?

Switching the mortgage on your home to another lender, or renegotiating your mortgage with your current lender has a number of advantages. We’re here to help make that process easier for you. You may consider remortgaging for the following reasons:

• Your current mortgage deal is coming to an end
• Other mortgage providers offer a better rate
• You need to free up funds for other investments or to consolidate existing debts

Specialist Buy to Let Advice

In the current financial climate the lending criteria for those wanting to purchase a property for rental has become a lot stricter than in the heady days of the late 90s and early noughties. There is still opportunity to make good money and build a sound property portfolio, but seeking expert advice is more important than ever.

At Approachable Finance we help first-time investors, those building up a property portfolio and full-time landlords get more out of buy to let.